HALT principle!

Today came across a website which is very useful and give me a very good insight towards personal finance and not only that but family finance as well.

One of the awakening quotes: (well, its not about finance... too much of it)

Remember the HALT principle. Important discussions may need to be delayed if either spouse is Hungry, Angry, Lonely, or Tired.

This is very useful not only in sorting family finance... but i think

it is applicable in all cases when you are living in a social world!

:)

The most effective way is to teach other! This one is really good too. I experiencing it each day whenever I'm training.

i have a greater understanding and can master better towards new training materials yet I'm learning a lot of new things from difference people!

Eye must be open bright, ear must open wide so that you are able to learn from others!